Celebrating the fact that 18 weeks ago (and for many years before that) my finances were a mess. Before joining Money Mindset Shift, I was scared of money. Scared of not having enough money. Running on autopilot, doing what I thought I “should” do (especially when it came to what others would expect me to do). Piling unnecessary pressure onto my shoulders. Burdening myself with things I didn’t even need to worry about, and then feeling like I would crumble under the weight.
Can now honestly say there is enough money in my chequing account to fully cover all recurring expenses. (That would be the same chequing account that spent years in seemingly perpetual overdraft...and where I considered the "wiggle room" in my overdraft to be how much money I had to work with). Now I have thousands in my savings account; I am out of overdraft and have thousands of dollars as my chequing account buffer.
I have paid down almost all of my debt since October 2020. Not only do I have a ZERO balance on credit cards, my final debt has gone from $17,000 to $3,700;
My family members are now taking a look at their own finances, TALKING about their finances, and reducing monthly expenses without changing quality of life. At. All.
I no longer wake up in the middle of the night (sometimes twice) worrying / panicking about the future. Once I fall asleep, I sleep like a baby.
My mind has shifted - money can be talked about, looked at, faced and managed. It's not actually scary at all. Not when you UNDERSTAND it (and how it works). Yes, it actually works...for ME, not just others.
Ask me what I think of Money Mindset SHIFT. Go ahead. Ask me.
Colleen